Articles by
Barbara Drury

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How to strengthen your finances in retirement
If the rising cost of living is eating into your retirement savings, it’s time to review your budget and look for potential sources of additional income.
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Choosing a lifecycle option for your age group
If your super is invested in a lifecycle fund, or you are interested in exploring your options, SuperGuide’s new lifecycle comparison tool can help.
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SMSF minimum pension payments: Rules and strategies
For SMSF members in retirement phase, strict rules apply to minimum pension payments and breaches can be costly.
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SMSF returns are competitive with large funds
SMSFs still underperform large super funds in years when markets are strong, but consistently beat the big end of town over five years.
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Super fund performance reckoners: Annual returns for 5 investment categories
In these reckoners you can view the median super fund returns for 1, 3, 5, 7, 10 and 15 years across five different investment options for the last 10 calendar years and 9 financial years.
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Minimum pension drawdown rates (2025–26) and calculator
Age-based minimum annual withdrawal rates apply to account-based pensions. Here’s how they are calculated.
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Deeming rates and calculator for the Age Pension income test
The days of ultra low deeming rates are over as they increase for the second year this financial year.
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How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think.
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When can I access my super? All conditions of release explained
While super is designed to provide income in retirement, there are circumstances when you may be eligible to withdraw some or all of your savings.
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Am I eligible for the Age Pension?
A common question for Australians planning their retirement is if, and when, they will be eligible for the Age Pension.
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Age Pension assets test rules (from March 2026)
This article details the rules and limits of the Age Pension assets test (how much your savings and other assets are worth), which is one half of the means test (along with the income test) that determines how much Age Pension you could be eligible for.
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Age Pension income test rules (from March 2026)
A common question for those nearing or in retirement is “How much can a pensioner earn before it affects the pension?”.
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Age Pension calculator (March 2026 update)
Our Age Pension calculator gives you an estimate of your potential Age Pension entitlements based on your situation, assets and income.
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Age Pension rates (March 2026 to September 2026)
Age Pension rates are rising again. Check the latest rates for singles, couples and transitional pensions and learn what you may be entitled to.
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What is the cost of living in retirement in Australia?
One of the challenges of retirement planning is working out how much income you will need to live the good life. Here are some tips to get you started.
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How to compare super funds in 7 easy steps
If you are considering switching funds, or choosing a fund for the first time, comparing funds has never been easier.
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Which are Australia’s largest super funds?
Bigger is not always better but it can help super funds in a fiercely competitive market for members and performance.
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How to benchmark your super fund
Your super is too important to set and forget, so we show you how to tell if your fund is delivering the returns, benefits and other services you need.