Join now
Log in

October 2025 Retirement planner newsletter

Case study: High earners near retirement aim for six-figure income and tax-free inheritance
Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance. Read more.
Case study: High earners near retirement aim for six-figure income and tax-free inheritance
Watch how John and Helen adjusted their retirement plan to secure a six-figure income, extend their savings, and leave a tax-free inheritance. Read more.
The sprint finish: How to boost your super before retirement
If you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection. Read more.
The sprint finish: How to boost your super before retirement
If you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection. Read more.
Why financial literacy is vital for a good retirement
In an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness. Read more.
Why financial literacy is vital for a good retirement
In an increasingly complex world, understanding finance and financial products can make a wealth of difference to your future health and happiness. Read more.
Investing in retirement: Balancing risk, income and longevity
In this video interview we’re tackling one of the biggest challenges facing retirees – how to invest once you’ve stopped working and started drawing down on your savings. Read more.
Investing in retirement: Balancing risk, income and longevity
In this video interview we’re tackling one of the biggest challenges facing retirees – how to invest once you’ve stopped working and started drawing down on your savings. Read more.
Home Equity Access Scheme (HEAS) explained
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home. Read more.
Home Equity Access Scheme (HEAS) explained
The government’s reverse mortgage (previously called the Pension Loan Scheme), helps older Australians convert property equity into retirement income without selling their home. Read more.

Overseas super transfers: Issues and strategies

Wednesday 22 October 2025 at 4:00 pm AEDT

Do you have retirement savings in overseas pension or superannuation schemes that you want to transfer to Australia? Or are you looking to transfer your Australian superannuation benefits to a foreign fund?

This webinar will  take you through all the relevant rules and restrictions, and highlight the tax outcomes that you need to be aware of.

Q: Just seeking a bit of assistance, if you can. I am 63, currently in full time employment. In November 2025 I plan to take 12 months long service leave half pay from my employment. At the time I take the leave I will be advising my employer that I intend to retire at the expiration of the 12 months long service leave. My question is…given I have officially given my intention to retire, can I access all my super, or do I have to wait until long service leave is finished?

A: The retirement condition of release to access super is met when you have left a gainful employment arrangement after turning 60 or you have permanently retired from gainful employment and you are 60 or more. Learn more about it here.

While on long service leave you are still gainfully employed, and have not met the condition of release. Your employment will cease when your long service leave ends, and you will then meet the retirement condition of release and will be able to access your super.

Super also becomes fully accessible when you turn 65, regardless of employment status.

Until then, it is possible to start a transition to retirement pension to access up to 10% of your balance per financial year if you wish.

Concerned you’re not on track to save enough for a comfortable retirement? Before you commit to working longer or compromising your lifestyle, check how a lifetime pension could help reach your income goals with less.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.