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November 2023 Retirement planner newsletter

The sprint finish: How to boost your super before retirement
If you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection. Read more.
The sprint finish: How to boost your super before retirement
If you are ready to retire but your super balance isn’t, don’t despair. Here are some handy strategies to give your super a last minute cash injection. Read more.
Selecting a retirement income calculator
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to… Read more.
Selecting a retirement income calculator
Most super funds provide tools to help you estimate your annual retirement income and how long it should last. But how reliable are they? It pays to know what to… Read more.
Map your retirement income with Moneysmart’s Retirement planner
The updated MoneySmart Retirement Planner includes a range of new features, which can take a little getting used to. This short video walks you through how the calculator works and… Read more.
Map your retirement income with Moneysmart’s Retirement planner
The updated MoneySmart Retirement Planner includes a range of new features, which can take a little getting used to. This short video walks you through how the calculator works and… Read more.
Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.
Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.

Introducing a new benefit of your SuperGuide membership, where we arrange discounts to complementary services provided by carefully selected partners.

Jubilacion uses expert financial modelling to answer the big questions on the minds of people thinking about their retirement, such as how much money you need to retire.

SuperGuide members receive a 20% discount

Find out more

Navigating the aged care system

Thursday 23 November 2023 at 11:00 am AEDT

The aged care system is notoriously complex. This webinar will outline the aged care landscape including how to access help in the home or get into residential aged care and the costs involved.

Find out more

Q: I’m filling out my ‘notice of intent to claim’ for fy23 and I have some questions. This is only the second time I’ve used this form.

If I have made personal contributions previous financial years and have never claimed them can I retroactively claim them?

If I can how far back can I go?

A: No, you can’t claim deductions for contributions made in previous financial years. Your notice of intent to claim a deduction must be submitted by the day you submit your tax return for the financial year you made the contribution, or by the end of the following financial year, whichever comes first.

There is no way to claim deductions for contributions made in 2021-22 or prior because the end of the financial year following those years has already passed.

Learn more about deductible super contributions

Looking for a way to have a more comfortable retirement? Working a little longer could have a big impact.

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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