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April 2025 Retirement planner newsletter

How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think. Read more.
How much super do I need to retire?
Forget advice saying you need $1 million in super to retire. The amount you will need depends on your personal circumstances and preferences, and may be less than you think. Read more.

Welcome to our special newsletter on how much super you need to retire. Click the links below to learn how much super you need to retire on a particular income amount per year.

  • Retiring on $50,000 a year (or $70,000 for a couple)
  • Retiring on $60,000 a year (or $84,000 for a couple)
  • Retiring on $80,000 a year (or $112,000 for a couple)
  • Retiring on $100,000 a year (or $140,000 for a couple)

We also cover how much income you can generate from a particular super balance.

  • Is $500,000 in super enough to retire on?
  • Is $700,000 in super enough to retire on?
  • Is $1 million in super enough to retire on?
  • Is $2 million in super enough to retire on?
My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride… Read more.
My retirement planning diary (Part 1): Donald you shrunk my retirement!
After deciding I would retire this year, the current market turmoil has put a Trump-sized hole in my plans. If you’re in the same boat, come along for the ride… Read more.
Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.
Mind over matter: The psychology of retirement planning
Understanding how common behaviours and cognitive biases can short-change your retirement is the first step to taking control of your financial future. Read more.
Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same… Read more.
Women and super (Part 2): Strategies to boost your super in the lead up to retirement
Whether you are single or in a couple, when retirement beckons there are many ways to top up your super and maybe even reduce your tax bill at the same… Read more.

When can I access my super? All conditions of release explained

Thursday 17 April 2025 at 11:00 am AEDT

There are strict rules on when and how we can access our superannuation, referred to as the conditions of release. This webinar will take you through each of these conditions of release and highlight how you can use them to your advantage!

Find out more

IN CASE YOU MISSED IT: Watch our previous webinar, SuperGuide members Q&A: March 2025.

Q: We are dual citizens (UK/Australia), and we intend to move back to the UK and are not at pension age. Would we still be entitled to the Australian age pension?

A: Unfortunately, Australia and the UK do not have a bilateral social security agreement at this time, so it is not possible to apply for the Australian pension from the UK.

The agreement ended in 2001 due to UK Government policy. You can read more here.

To apply for an Australian Age Pension, you would need to be a permanent resident in Australia at the time of your application. If you return to Australia from overseas to claim entitlements, the Pension will stop if you move back overseas within two years of returning to Australia. You can read more about it here.

Our article on residency requirements may also be of assistance.

Further questions can be directed to Centrelink.

Confused about the possibilities for your super after retirement? Learn about what is available and how your choices affect tax and Age Pension entitlements with our article and webinar.

The Retirement Masterclass is a workshop designed to provide honest, trustworthy, expert financial advice to Australians.

SuperGuide members get 10% off tickets

Find out more

Important: All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

Superguide Pty Ltd ATF Superguide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

SuperGuide is Australia’s leading superannuation and retirement planning website.

SuperGuide Pty Ltd ATF SuperGuide Unit Trust as a Corporate Authorised Representative (CAR) is a Corporate Authorised Representative of Independent Financial Advisers Australia, AFSL 464629.

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All information on SuperGuide is general in nature only and does not take into account your personal objectives, financial situation or needs. You should consider whether any information on SuperGuide is appropriate to you before acting on it. If SuperGuide refers to a financial product you should obtain the relevant product disclosure statement (PDS) or seek personal financial advice before making any investment decisions.

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